No — if you have access to private dental insurance, you are not eligible for the Canadian Dental Care Plan (CDCP). The program is intended for Canadians who do not have any form of dental insurance through work, school, or personal plans.
Here’s what to know:
❌ Private Insurance Disqualifies You
- You cannot:
- Use both CDCP and a private dental plan
- Apply for CDCP if you currently have insurance (even if you don’t use it)
- Hold a personal or group policy while enrolled in CDCP
✅ What If You Recently Lost Coverage?
If your private dental insurance has ended:
- You can apply for CDCP once you’re no longer insured
- CRA will confirm your eligibility through your tax info and application details
💡 Tip for Families
If only one member of your household has private insurance, the rest may still qualify — as long as they don’t have access through that plan.
Need Help Understanding Your Coverage?
We can help determine whether you’re eligible for CDCP or need to wait until private coverage ends.
👉 Call us for guidance — we’ll walk you through your options.