The Canadian Dental Care Plan (CDCP) and Healthy Smiles Ontario (HSO) both offer access to dental care — but they’re separate programs with different rules, coverage, and eligibility.
Here’s how they compare:
🇨🇦 CDCP: A National Program
- Run by the federal government
- Covers seniors, children, and eligible adults without private insurance
- Based on family net income under $90,000
- Includes cleanings, fillings, root canals, and dentures (based on need)
🍁 HSO: An Ontario Program for Children
- Run by the Ontario provincial government
- For children 17 and under in low-income families
- Covers exams, cleanings, fillings, extractions, and preventive care
- No co-pays or out-of-pocket costs for eligible children
📌 Key Differences
| Feature | CDCP | Healthy Smiles Ontario |
|---|---|---|
| Age Groups | All ages (with criteria) | Children under 18 only |
| Administered By | Federal (CRA + Sun Life) | Ontario Ministry of Health |
| Income Cutoff | Under $90,000 | Lower-income threshold |
| Private Insurance | Not allowed | Not allowed |
Not Sure Which Program You Qualify For?
We’ll help you determine which benefits are right for your family.
👉 Call or visit us — we’re here to support both CDCP and HSO patients.