What happens if my income changes after I apply for CDCP?
If your household income changes after you’ve applied for the Canadian Dental Care Plan (CDCP), it could affect your eligibility or coverage level — but not immediately.
Dental Insurance, Coverage & Planning Topics
Does CDCP cover cosmetic procedures like whitening or veneers?
No — the Canadian Dental Care Plan (CDCP) does not cover cosmetic dental treatments.
Can permanent residents or immigrants apply for CDCP?
Yes — permanent residents, newcomers, and certain immigrants in Canada can apply for the Canadian Dental Care Plan (CDCP) as long as they meet the core eligibility criteria.
How does the CDCP dental card work?
Once approved for the Canadian Dental Care Plan (CDCP), you’ll receive a dental card that gives you access to covered services at participating clinics.
When does CDCP dental coverage officially start for adults?
The Canadian Dental Care Plan (CDCP) is being rolled out in phases, with different start dates depending on age and eligibility.
What treatments require pre-authorization under CDCP?
While many dental services under the Canadian Dental Care Plan (CDCP) are automatically covered, some treatments require pre-authorization before they’re approved for coverage.
What to expect during a pre-treatment estimate
A pre-treatment estimate (also called a predetermination) gives you a clear picture of what your dental insurance will cover — and what you’ll need to pay out of pocket.
What is the income eligibility for the Canadian Dental Care Plan?
The Canadian Dental Care Plan (CDCP) is income-tested, meaning your household income directly affects whether you qualify — and how much coverage you’ll receive.
Can I pay for dental care in installments?
Yes — many dental clinics in Canada offer flexible payment plans to help patients manage the cost of treatment.