Dental insurance doesn’t last forever — it renews either annually or based on your plan cycle. Understanding how dental insurance renewal works helps you make the most of your benefits before they expire.
Here’s what you need to know:
📅 When Do Plans Renew?
Most dental insurance plans in Canada renew:
- Every calendar year (January 1–December 31)
- Or on your benefit year (e.g., May–April, depending on your employer)
Unused benefits typically do not roll over — so it’s smart to use them before they reset.
💸 What Resets During Renewal?
- Annual maximum coverage limits
- Deductibles (if your plan has one)
- Coverage percentages or eligibility for specific services
✅ Tips to Maximize Your Renewal Cycle
- Schedule cleanings and checkups every 6 months
- Use up your annual maximum before the year ends
- Plan larger treatments (like crowns or implants) across two benefit years
📞 Not Sure When Your Plan Renews?
We can check for you — or help you schedule appointments that take full advantage of your coverage window.
Let’s Make Your Benefits Go Further
👉 Call today
— we’ll help you get every dollar’s worth out of your plan.