Cosmetic dentistry focuses on improving the appearance of your teeth, gums, and smile. While many procedures offer both aesthetic and functional benefits, most cosmetic treatments are not covered by insurance in Canada — unless they’re deemed medically necessary.
Here’s what you need to know:
😁 Common Cosmetic Procedures (Usually Not Covered)
- Teeth whitening
- Veneers (porcelain or composite)
- Tooth contouring or reshaping
- Gum contouring for aesthetics
These are considered elective treatments and are paid for out-of-pocket in most cases.
⚠️ Exceptions: When Cosmetic May Be Covered
Insurance might cover part of a cosmetic procedure if:
- It restores function after an accident or injury
- A crown or bridge is needed for medical reasons
- It’s part of a larger restorative plan (e.g., smile rehabilitation)
In these cases, pre-authorization may be required.
💡 Planning Cosmetic Dental Work
- Ask for a detailed treatment plan and cost breakdown
- Explore financing options or payment plans
- See if you can combine cosmetic work with medically necessary treatments
🇨🇦 Canadian Tip
Some group insurance plans offer optional coverage or health spending accounts (HSAs) that can be used toward cosmetic procedures. Check with your provider or employer to see what’s available.
Considering a Cosmetic Upgrade?
We’ll help you explore your options with clear pricing, honest advice, and no-pressure consultations. Let’s talk about how we can help you feel more confident in your smile.
👉 Book a cosmetic consultation and let’s build your dream smile together.