The Canadian Dental Care Plan (CDCP) helps eligible Canadians access essential dental services, but like any insurance program, it comes with specific limits and guidelines on how benefits can be used.
Here’s a breakdown of the 2025 coverage limits you should know about:
📅 Annual Limits
While the CDCP does not have a set annual dollar cap like some private plans, coverage is guided by:
- Frequency of services (e.g., cleanings every 6–12 months)
- Clinical necessity
- Pre-authorization for certain procedures
🦷 Common Frequency Limits
| Service | Frequency Allowed |
|---|---|
| Dental exams | Once every 12 months |
| Cleanings (scaling/polish) | 1–2 times per year |
| X-rays | Based on clinical need |
| Denture relines/repairs | Every 2–5 years |
✅ Services That Require Pre-Authorization
Some treatments must be pre-approved before they’re covered, including:
- Certain root canals
- Major restorations or oral surgery
- Dentures or replacements
💰 Income-Based Co-Payments
Your income affects how much CDCP pays:
- 100% covered under $70,000
- 60% covered: $70,000–$79,999
- 40% covered: $80,000–$89,999
Not Sure What You’re Eligible For?
We’ll help you check coverage limits, submit estimates, and plan your treatments within CDCP guidelines.