That depends on your income level. The Canadian Dental Care Plan (CDCP) is designed to reduce the cost of dental care, but some patients may still have to pay a portion of the bill, depending on their eligibility tier.
Here’s what determines your out-of-pocket costs:
💰 Coverage Based on Income
| Family Net Income | Coverage Level | Possible Out-of-Pocket Cost |
|---|---|---|
| $70,000 or less | 100% | $0 for covered services |
| $70,000–$79,999 | 60% | Pay 40% of eligible fees |
| $80,000–$89,999 | 40% | Pay 60% of eligible fees |
These apply only to services covered under the CDCP.
⚠️ Additional Costs You May Encounter
- Treatments not covered by CDCP (e.g., whitening, veneers)
- Upgrades (e.g., ceramic crowns vs. metal)
- Missed appointment fees (if applicable)
Your dentist will explain any extra fees in advance and may offer financing options.
✅ Tip: Always Ask for a Cost Estimate
We provide a pre-treatment estimate to help you understand exactly what’s covered — and what, if anything, you’ll need to pay.
Want a Clear Breakdown of Your Coverage?
We’ll explain your income tier, review your treatment plan, and ensure there are no surprises.